Join me in the Inaugural Cohort for the Qualified Accredited Investor Certification

Andrew Savikas Andrew Savikas
Posted at Sep 27

I wanted to share an interesting new program that I recently learned about - the Qualified Accredited Investor (QAI) certification from Doriot Venture Labs and IU Kelley School of Business.

The goal of this new certification is to evaluate an individual's expertise in venture capital and startup investing. It involves passing a FINRA exam and completing an investment simulation. Notably, this program is under review by the SEC to establish itself as a viable alternative to the traditional wealth-based Accredited Investor standard.

QAI has the potential to help level the playing field in the venture world. As the program materials mention, currently the top 20% most knowledgeable investors receive 80% of the gains. QAI could help provide a way for more people to demonstrate their sophistication.

I'm such a strong believer in what Doriot Venture Labs is doing that I invested in the company, and I'll also be participating in the first cohort for the new QAI certif...more

Categories: Investor Education  |  Regulations & Compliance
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How funding portals can reduce CAC & CIC:

Peter Rostovsky Peter Rostovsky
Posted at Aug 14

Cost of Investor Acquistion

Creating institutional capital investment pools with funding portals is hugely important. Honeycomb Credit has trailblazed that with a foundation. You can go to pension funds, banks, insurance companies, credit unions, etc with these kinds of proposals. Point to HoneyComb's success story, differentiate your portal.

Side-note: would love to start seeing partnerships between niche portals.

If you aren't ready to do that yet, and are starting off with founders in your direct network, I would fill your relevant social media channels (that you send to people) with accessible and engaging demos of your product from the investor's perspective. Of course, content for business owners is important too... but think about it this way: fundraising businesses will be sending your social media content to their investors as to explain how the process is going to go.

Educational content on why your niche and portal serve a critical need. Explain to investors, why their investm...more

Categories: Equity (RIC)  |  Featured  |  Funding Portals  |  Impact Investing  |  Investor Education  |  Issuer Education  |  Reg CF  |  Regulations & Compliance
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How we calculated Raiseway's Global Total Addressable Market

Raiseway
Posted at Jul 28

Disclaimer: (1) the issuer is considering an exempt offering, but has not decided upon any particular exemption; (2) the issuer is not soliciting any money or other consideration and, if sent, will not be accepted by the issuer; (3) the issuer will not sell securities or accept commitments to purchase securities until the issuer decides on which exemption it will pursue and satisfies any required filing, disclosure or qualification requirements; and (4) all indications of interest made by solicitees are non-binding.

To calculate Global #TotalAddressableMarket, we needed to understand how much Raiseway will charge users in each country.

We developed a global parity-pricing model to figure that out.

According to our most recent calculations, our yearly Annual Recurring Revenue (ARR) in the US will be $575, accounting for churn.

(^This isn't exactly right, we need to update the model. When we do, the TAM numbers will move by a n million, not sure which direction. 🤡 )

 

...more

Categories: Accounting  |  Impact Investing  |  Investor Education  |  Issuer Education  |  Reg CF  |  Regulations & Compliance
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Decoding the Alphabet Soup of Investment Crowdfunding

Andrew Savikas Andrew Savikas
Posted at Jun 6

The investment crowdfunding landscape can be confusing.

And one of the main reasons it's so confusing is because many of the key terms and labels were created by lawyers and legislators, who aren't really known for their ability to keep things simple. 

That means navigating and deciphering the nearly inscrutable alphabet soup of the relevant crowdfunding regulations, rules, laws, and requirements is about as much fun as …. well, navigating and deciphering an alphabet soup of laws, rules, and regulations.

So before trying to parse the fine print of crowdfunding regulations, here’s some overall context that should help.

In 2012, the Jumpstart Our Business Startups Act (get it? “JOBS”? Isn’t that clever…) was signed into law, and it did two important things:

  1. Amended the Securities Act of 1933 (that's the set of laws passed after the 1929 stock market crash)
  2. Required the SEC to update several of its Regulations

It’s helpful to think about crowdfunding regulations...more

Categories: Investor Education  |  Issuer Education  |  Reg A+  |  Reg CF
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Investment Crowdfunding Is a Powerful Tool for Building Local Capital

Devin Thorpe Devin Thorpe
Posted at Mar 29

This post was originally shared on Superpowers for Good.

Regulated investment crowdfunding is a powerful tool for building local capital in your neighborhood or town.


There are three perspectives I’ll discuss here:

  1. Investor perspective

  2. Entrepreneur perspective

  3. Community leader perspective

For clarity, whenever I talk about crowdfunding today, I’ll be referring to the regulated investment crowdfunding on websites like Wefunder, Republic and Start Engine—and dozens of others. I’m not talking about GoFundMe or even the popular rewards crowdfunding sites Kickstarter and Indiegogo.

That said, there may be no better way for an entrepreneur to prepare for an investment crowdfunding round than to conduct a rewards campaign. We’ll talk about that another day.

Investor Perspective on Building Local Capital Via Crowdfunding

If you are an adult living in the United States, you are eligible to invest directly in local businesses via crowdfunding. The only barrier between you
...more

Categories: Equity (RIC)  |  Investor Education  |  Issuer Education  |  Reg CF
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Would you like to learn more about safely online investing?

KoreConX
Posted at Jan 12

The year of trust and compliance is here and we, at KoreConX, are more than happy to share with you what innovations we bring to the market. We will walk you through topics such as cybersecurity, investing online, and how to be sure you are doing it safely and compliantly inside a regulated environment.

Our CRO, Peter Daneyko, has a lot to share about KoreID - with some surprises coming up, with our communications coordinator, Rafael Gonçalves.

Join us

...more

Categories: Blockchain  |  Investor Education  |  Reg A+  |  Reg CF  |  Regulations & Compliance
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Here's an Easy New Year's Resolution to Change the World

Devin Thorpe Devin Thorpe
Posted at Jan 4

There has been no shortage of articles about new year’s resolutions. I’d be reluctant to join the chorus if this one didn’t have the potential to yield so much good for so little effort.

Many people recommend focusing your 2023 goals on a single objective. If you’re struggling to find one, look no further! This one is easy.

If you are taking a portfolio approach to your self-improvement this year, here’s an idea that will be easy to add into the mix as it will take less time and money than most.

For 2023, set a goal to make an impact investment via crowdfunding.

 
 
 
To be clear, I’m not talking about donating to charity or helping someone in need on GoFundMe. Those are good and noble things to do, but I’m talking about something similarly easy but fundamentally different.

The biggest difference is that you could get your money back—with interest!

Mindset

The biggest challenge to making your first investment is your mindset. For about 90 years following the Great Depressio...more

Categories: Equity (RIC)  |  Impact Investing  |  Investor Education
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Part 3 (of 3): SmallChange Regulation Crowdfunding (Reg CF) Educational Materials

Small Change
Posted at 12/15/2022

Risks of investing

Many of the Securities listed on our Platform are speculative and involve significant risk, including the risk that you could lose some or all of your money. We’ve described some of the factors that make these investments risky in four ways:

  • First, because many of the opportunities on our Platform will be in the real estate sector, we’ll describe risks common to that industry.
  • Second, because many of the opportunities on our Platform will be in startup or early-stage companies, we’ll describe risks common to those companies.
  • Third, we’ll describe risks common to many of the companies on the Platform, not covered in the real estate or startup categories.
  • Fourth, we’ll describe risks associated with particular kinds of securities (e.g., debt securities or equity securities).
  • Fifth, when you review a particular investment opportunity, the Issuer will also provide a list of risks specific to that opportunity.
    The order in which these factors are discussed, either here on
...more

Categories: Funding Portals  |  Investor Education  |  Reg CF
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