Part 1 (of 3): SmallChange Regulation Crowdfunding (Reg CF) Educational Materials

Small Change
Posted at Oct 3

How we work (for investors)

Regulation Crowdfunding (Reg CF) Educational Materials

This Investor Education Package is intended to provide you with important information about investing through our Funding Portal. Before investing, you should carefully review and understand this information. If you don’t understand something or have a question, please contact us via email at hello@smallchange.co.

This Investor Education Package applies only to offerings made under Title III of the JOBS Act. It does not apply to offerings made under Title II of the JOBS Act.

 This document is intended to help explain:

  • What we do, and how we do it.
  • The process for buying securities through our Funding Portal.
  • The limitations on the amounts you may invest.
  • Your right to cancel your investment commitment.
  • The circumstances in which the issuer may cancel your investment commitment.
  • The risks associated with investing in the securities sold through our Funding Portal.
  • The different typ
...more

Categories: Funding Portals
Sponsored by: Dealmaker
Tags:
  • investoreducation
  • #crowdfundingeducation
0 Comments

Named the 3rd Fastest Growing Company in Canada - for good reason

Dealmaker
Posted at Sep 23

All founders and leaders know how hard growth is. Most days it comes as incremental steps - but sometimes, it's an exponential phenomenon that is powered by the incredible team you've built. This is one of those days. 

With our office HQ in Toronto, but our satellite offices in Texas and Florida, we are proud to be named Canada's 3rd fastest-growing company for 2022. Although we are #3 overall, we are #1 in the Tech category.

We are building the 'Shopify solution' for the capital markets with a focus on making it easy for brands to transition from traditional venture capital (VC) raises to a more global, digital solution.

We are focused on serving our issuers and partners - which sets us apart from our competition. Crowdfunding portals are typically focused on attracting investors and providing value to them. Our technology is focused on powering up our partners to raise multiple deal types for multiple issuers AND providing a solid, innovative, end-to-end solution for issuers to ...more

Categories: Funding Portals  |  Reg A+  |  Reg CF
Tags:
  • Equity Crowdfunding
  • Reg a
  • Reg Cf
0 Comments

SuperCrowd22: Will Local News be the Next Frontier for Investment Crowdfunding?

Brian Christie Brian Christie
Posted at Sep 14

Tomorrow I will speak at SuperCrowd22  (see: https://www.supercrowd22.com ) - a two day event (September 15/16) - along with thought leaders and practitioners addressing issues at the cross section of impact investing + investment crowdfunding. 

I am honored to be participating in this event. 

I'll address the topic of "Will Local News be the Next Frontier for Investment Crowdfunding?

I believe it's a topic of vital importance to our country and for the preservation of US democracy. At SuperCrowd, I'll speak to: 1) the current state of Local News media (it's not good) 2) a historical perspective on how we've gotten here and 3) a view on what can be done to help save or reinvigorate Local News across the country.    
 
As a preview, here are some slides and facts from part one of my presentation - the current state of Local News.  

Slide 2: The US loses two local newspapers each week! Since 2004, there has been a net loss of 2,514 papers. 

...more

Categories: Funding Portals  |  Impact Investing  |  Reg CF
Sponsored by: Dealmaker
Tags:
  • LocalNewsCrowdfunding
  • SuperCrowd22
1 comment

2021 CfPA Chairman's year-end address

Scott McIntyre Scott McIntyre
Posted at Sep 9

Friday, December 31, 2021

Dear friends,

Thank you for another year far surpassing my hopes both personally and professionally.

The CfPA continues to be highly-regarded here and abroad as a generous and vital organization expanding access to capital and opportunity for entrepreneurs, small businesses and investors. Our work in 2021 helped Crowdfunding reach new highs, extended our global voice, and expanded our capacity domestically. We saw over $500M raised using RegCF offerings where even non-accredited investors finally got a piece of the pie. We saw RegA+ offerings land over $2B. For these, and so many other reasons, it continues to be an honor to be a part of a leadership team on the cutting edge of Alternative Finance. CfPA’s reputation continues to be enhanced by the many professionals who freely contribute their time and expertise to advancing the association and the industry. There have been so many noteworthy moments and I look forward to seeing even more debut in ’22.

In 2021...more

Categories: Blockchain  |  Corporate Social Responsibility  |  Education & Training  |  Equity (RIC)  |  Funding Portals  |  Impact Investing  |  Intrastate  |  Law & Legal  |  Reg A+  |  Reg CF  |  Regulations & Compliance
0 Comments

2019 CfPA Chairman's public address

Scott McIntyre Scott McIntyre
Posted at Sep 9

Sunday, January 13, 2019

Dear friends,

A vast majority of you reading this letter are part of the Crowdfunding community—whether you know this yet or not, your knowledge, initiative, collaboration...and pocketbook have made our industry touch more lives than you might imagine. We at the Crowdfunding Professional Association thank you for all your imagination, hard work and follow-through, and celebrate with you the continued growth enjoyed by communities everywhere. I want to preface this letter by making certain my fellow volunteers at the CfPA are aware just how fortunate we are to have their gift of time, knowledge and leadership—thank you, again.

At its simplest, Crowdfunding lives at the intersection of crowdsourcing and alternative finance, and even until recently was seen more as a funding method for ventures too risky for conventional capital or for entrepreneurs lacking loan-worthy collateral or relevant experience. But in just six+ years since passage of the JOBS Act, Crowdfu...more

Categories: Blockchain  |  Corporate Social Responsibility  |  Education & Training  |  Equity (RIC)  |  Funding Portals  |  Impact Investing  |  Intrastate  |  Law & Legal  |  Reg A+  |  Reg CF  |  Regulations & Compliance
Sponsored by: Dealmaker
0 Comments

2018 CfPA Chairman's year-end address

Scott McIntyre Scott McIntyre
Posted at Sep 9

Wednesday, January 9, 2019

Dear members, friends and colleagues,

Unlike students “getting back to school” each fall, the best work of our association’s many volunteers tends to commence at the start of each new calendar following a frenetic year-end rush both professionally and personally. So, welcome back—I hope your 2018 was prosperous, and your holiday break inspirational and renewing.

Before outlining our goals for 2019, I need to first thank and congratulate all for a pivotal year that commenced with the necessary and successful recruitment of what many have confessed to me is an enviable assembly of alternative finance pioneers and thought leaders—over 34 remarkably generous board members, advisors and committee members, tripling all previous leadership. I am humbled to have gained your mindshare and commitment toward pursuing the CfPA’s noble mission. However, I emphasize “toward” because, as an organization, our ultimate fulfillment remains just over the horizon—we have much to...more

Categories: Blockchain  |  Corporate Social Responsibility  |  Education & Training  |  Equity (RIC)  |  Funding Portals  |  Impact Investing  |  Law & Legal  |  Reg A+  |  Reg CF  |  Regulations & Compliance
Sponsored by: Dealmaker
0 Comments

Why Reg.A is the Superior Crowdfunding Choice over Reg.D or Reg.CF

Ron Costa Ron Costa
Posted at Aug 23

Despite being around for years now, there’s still major confusion from issuers regarding the benefits and drawbacks of Regulation A (Reg.A), Regulation CF (Reg.CF), and Regulation D (Reg.D) crowdfunding offerings. What option is right for you? In this podcast, Mike Brette, the CEO and Founder of Small Cap Equity Advisors goes over why he believes Reg.A is the superior choice in most instances, plus provides advice as to what issuers should be doing (and what they shouldn’t be doing as well) in order to achieve a successful capital raise.

LISTEN TO THE PODCAST HERE

Reg.A, Reg.D, Reg.CF… What’s best for you and/or your company? And how much will it all cost you? Based on the reasons Mr. Brette provides in this podcast – both pro and con, he makes a strong case that regardless of the size of your raise, you should strongly consider the Reg.A option right from the start.

Restricted stock, “dead money”, valuation determination, accreditation of investors, liquidity issues, possible advertis...more

Categories: Funding Portals  |  Reg A+  |  Reg CF
Sponsored by: Dealmaker
Tags:
  • crowdfunding
  • regulation a
  • regulation d
  • regulation cf
  • crowdfunding options
  • JOBS Act
  • Funding Portals
0 Comments

Calling All Social Entrepreneurs: Urgent Reminder

Devin Thorpe Devin Thorpe
Posted at Aug 19

COVID Relief Easing Certain Crowdfunding Rules Ends on August 28!

This week, I’m traveling to Puerto Rico to cover the Bluetide Caribbean Investment Summit for Impact Entrepreneur Magazine. (See a related story here.) As a result, I didn’t have time to produce a podcast for today’s newsletter. I’ll also be sharing the podcast I would typically share on Thursday on Friday—it’s a special one.

 
Share

Big News! I’ve confirmed with the smartest people I know that an important bit of COVID relief expires on August 28, 2022. If you are a social entrepreneur looking to change the world for good, read on!

One of the biggest barriers to investment crowdfunding is the requirement for financial disclosure. Under the rules that return to full effect on August 28, you must provide financial statements reviewed by an auditor if you hope to raise more than $107,000. An auditor must complete a review before the offering can begin. And it is pricy. A review can easily cost $10,000.

If you raise mor...more

Categories: Corporate Social Responsibility  |  Equity (RIC)  |  Funding Portals  |  Impact Investing  |  Reg CF
Sponsored by: Dealmaker
0 Comments